Strengths Match on contributions. Any match provides a fantastic boost to investment returns. Self-Directed Brokerage Option with Schwab. This option allows you to avoid the poor options in the plan and craft your own intentional plan for retirement. Roth option. Especially when beginning to save or if someone in your family expects a pension in retirement the Roth option provides an opportunity to minimize your future tax burden. Weaknesses Extremely limited opportunities to

Due to the lack of market-based (passive or index) investment selections in the plan, we have discontinued model portfolios in favor of recommending the investor who does not want to manage their assets in the self-directed brokerage window consider an appropriate LifePath portfolio. It is critical with Target Date mutual funds (those funds with dates listed in their names with the idea that you should choose one near your anticipated retirement) that you select your fund not